I would like to suggest something else: make these credits available for when you are no longer on the exec and can use them afterwards. Just like president gets waived races fees for every year served, so shall someone who is on exec but was not able to utilize those credits. In that case I would also make them have no expired date for that person. Non transferable but also never expiring….I would also suggest the same for president, non transferable but never expiring.I like this. The only thing I would like to add is, the 'transferrable to...' is kept within the household or immediate relative, of the exec member.